Under-65 Health Insurance & What a Broker Does | Optimized Insurance Plans

Optimized Insurance Plans Team

Published on: 31/08/2026

Self-employed, between jobs, or retiring early? Here's how under-65 health insurance and the ACA marketplace work — and how an independent broker helps at no cost to you.

Health Insurance

ACA Marketplace With Employer Coverage: Can You Qualify? | Optimized Insurance Plans

Optimized Insurance Plans Team

Published on: 05/05/2026

Your job offers insurance — can you still get an ACA plan with subsidies? Yes, but the rules matter. Learn how the "affordability" test decides whether you qualify for help.

Health Insurance