Medicare & Insurance Articles | Optimized Insurance Plans

2027 Health Insurance Open Enrollment Guide (Starts Nov 1) | Optimized Insurance Plans

Optimized Insurance Plans Team

Published on: 05/10/2026

Open Enrollment for 2027 health coverage runs November 1 to January 15. Here's what to check, the deadline that matters most, and how to pick a plan without the stress.

health insurance open enrollment 2027open enrollmentACA marketplaceindividual health insurancehealth plansself-employed

Under-65 Health Insurance & What a Broker Does | Optimized Insurance Plans

Optimized Insurance Plans Team

Published on: 31/08/2026

Self-employed, between jobs, or retiring early? Here's how under-65 health insurance and the ACA marketplace work — and how an independent broker helps at no cost to you.

under 65 health insurancehealth insuranceACA marketplaceself-employedindependent broker

ACA Marketplace With Employer Coverage: Can You Qualify? | Optimized Insurance Plans

Optimized Insurance Plans Team

Published on: 05/05/2026

Your job offers insurance — can you still get an ACA plan with subsidies? Yes, but the rules matter. Learn how the "affordability" test decides whether you qualify for help.

ACA marketplace with employer coverageACA marketplaceemployer coverageaffordabilitysubsidiespremium tax credit